ApexPay
Pay
Payments
Card, online and merchant payments for travel, hotels, tours, golf, shopping, cars, yachts, experiences, events and business services.
Apex Ecosystem◆ApexPay
Secure. Trusted. Global.
ApexPay is the payment, wallet and protected-transaction layer of the Apex Ecosystem.
Wherever a member travels, shops, plays golf, attends an expo or closes a high-value deal, ApexPay carries the payment and turns the activity into Golden Nuggets, credits and benefits.
EscrowProtected deals
WalletOne member view
CardsGold ◆ Onyx ◆ Platinum
Four functions
What ApexPay does
Four functions in one member account.
Hold
Protected transactions
Treuhandservice for eligible deals: funds rest in a protected account until buyer and seller complete their agreement.
Wallet
Apex Wallet
Balance, credits, Golden Nuggets, offers, transactions, trips, membership and benefits in one view.
Protect
Protection
Travel and purchase protection, where provided through licensed insurance and payment partners according to card level and terms.
Process
How a protected transaction works
Simple, secure and rewarding. Every completed transaction builds your position within the Apex Ecosystem.
1
Secure payment
Buyer pays
The buyer transfers the funds. They rest safely in a protected account until delivery is confirmed.
2
Safe delivery
Seller delivers
The seller transfers the product or service. An optional inspection confirms that quality matches the description.
3
Release
Buyer confirms
The buyer confirms, the funds go to the seller and Golden Nuggets are credited. During a dispute the funds stay protected until resolution.
At a glance
One wallet. One card. One ecosystem.
Escrow protection, the digital wallet, high-value transactions and your Apex member card — everything ApexPay brings together.
A stronger tomorrow together.
Premium deals
Built for high-value transactions
For premium deals that call for maximum security and trust between verified parties.
Luxury vehicles
New, classic and collector cars, from five-figure purchases to multi-million acquisitions.
Real estate
Reservation deposits and staged transfers for property transactions.
Yachts & aviation
Sales, charter deposits and service contracts.
Premium goods
Watches, jewelry, collectibles and art.
Business assets
Equipment, investments and B2B agreements concluded at Apex Master Expos.
Expo participation
Booths, sponsorship packages and partner programmes at VIVAVITA and Apex Master Expos.
Golden Nuggets
The payment engine of the Golden Nuggets economy
Every qualifying ApexPay transaction adds Golden Nuggets to your balance automatically. Higher card levels receive enhanced bonuses and faster upgrade progress.
| Card level | Nugget bonus per transaction | Additional benefits |
|---|---|---|
| Apex Gold | Base rate | Full access to ApexPay, wallet and member pricing |
| Apex Onyx | +20% | Priority support and enhanced rewards |
| Apex Platinum | +50% | Apex Global Concierge and the highest benefit level |
Upgrade credits
High-value transactions accumulate credits redeemable for hotel upgrades, transfers or VIP event access, subject to availability.
Priority concierge
Higher card levels enjoy direct contact with the Apex Global Concierge Network for travel, lifestyle and transaction support.
Rewards, credits and bonuses follow the Apex Golden Nuggets programme rules in force at the time of the transaction.
Connected
One payment layer across every Apex world
Travel
Apex Travel Clubs
Earn Golden Nuggets through bookings and travel payments. Every journey builds your rewards.
www.apextravelclubs.comShop
Apex Mega Store
Purchase products, services and experiences with ApexPay or redeem Golden Nuggets.
www.apexmegastore.comDiscover
Apex Shopping Worlds
Cars, aviation, yachts, luxury, golf, fashion, electronics and more from verified sellers.
abc-worldwide.com/shoppingReach
Apex Golden Ads
Redeem Nuggets or credits for digital visibility and sponsored placements across the network.
www.myapex.meConnect
VIVAVITA & Master Expos
Pay for event participation, travel packages and partner programmes worldwide.
Event calendar
Trust
Security and partners
- Verified Apex members
- KYC / AML verification
- Licensed partner providers
- PSD2-compliant card payments
- Protected accounts for eligible deals
- Global card network acceptance
ApexPay is a product of Apex Business Group Worldwide. Payment, card-issuing, escrow and insurance services are delivered by licensed partner providers under their own terms; availability depends on country, card level and eligibility.
Questions
Frequently asked questions
What is ApexPay?
The payment, wallet and protected-transaction layer of the Apex Ecosystem. Members use it across travel, shopping, golf, events and high-value deals, and earn Golden Nuggets on qualifying transactions.
Who can use ApexPay?
Verified Apex members. Registration starts at www.myapex.me, followed by identity verification (KYC).
How does a protected transaction work?
The buyer pays into a protected account, the seller delivers, the buyer confirms and the funds are released. During a dispute the funds stay protected until resolution.
How do I earn Golden Nuggets?
Every qualifying ApexPay transaction credits Golden Nuggets automatically. Apex Onyx and Apex Platinum receive enhanced bonuses.
How do ApexPay and the Apex Card work together?
The Apex Card is your membership and access key; ApexPay is the wallet and payment engine behind it. See the Apex Cards page for the levels.
Where is ApexPay available?
Availability depends on country, card level and the licensed partner provider serving that region. Contact us for your market.
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Contact
Talk to the ApexPay team
Questions about payments, protected transactions or card levels? Send a message, or write to .